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"Hey, What Happened to My Miles?"
Good morning. Here’s the latest edition of Worthyest! Check out the details below to "Spread the Word" and score some free stuff while you're at it.
"Hey, What Happened to My Miles?"
Picture this: after years of collecting airline miles, meticulously saving every point from business trips and credit card rewards, you finally plan your dream vacation. But when you check your account, it’s empty—hacked and drained. This isn't a bad dream; it's a growing reality as cybercriminals target these valuable airline and hotel loyalty accounts, which often lack robust security measures.
Why Loyalty Programs Are Vulnerable
Loyalty programs are prime targets for hackers because they often don't have the stringent security measures that bank accounts do. Hackers use a technique called "credential stuffing," where they exploit large lists of stolen username-password pairs, testing them across various sites. This tactic is particularly effective because many people reuse passwords across different accounts. Once hackers gain access, they can redeem points for flights, accommodations, or gift cards, often reselling them at a discount. This straightforward yet effective method leverages the practice of password reuse, allowing attackers to steal personal information, financial data, or valuable rewards like airline miles.
The Spike in Hacking Incidents
The surge in loyalty account hacking coincides with the rise of co-branded credit cards that accumulate both points and miles. These accounts become attractive targets as the points can be easily converted into real-world value. The tools for conducting these attacks are becoming more accessible, enabling even less technically skilled individuals to participate in these schemes.
How to Protect Your Points
To protect your hard-earned miles and points:
Use Strong, Unique Passwords: A strong password is your first line of defense. Avoid using the same password across multiple sites.
Enable Two-Factor Authentication (2FA): Whenever available, enable 2FA to add an extra layer of security.
Monitor Account Activity: Regularly check your accounts for unusual activity and set up alerts for transactions.
Secure Your Devices: Use up-to-date security software to protect against malware and other threats.
Avoid Public Wi-Fi: It's less secure for accessing sensitive accounts.
The Industry's Response
Airlines and hotels are beginning to recognize the threat and are bolstering their security measures. Some are implementing more stringent authentication processes and educating customers about the importance of security. However, as long as loyalty programs continue to grow in value, they will remain attractive targets for cybercriminals.
The rise in loyalty program hacking serves as a reminder that digital security extends beyond just your bank accounts. It's crucial to protect all aspects of your online identity, including those valuable miles and points you've worked so hard to accumulate.
Taste of the Games: 17 French Recipes to Enhance Your Olympic Viewing
As the world gathers for the Olympics, a global celebration of sport and culture, it's the perfect time to explore the rich culinary heritage of the host nation. Whether you're hosting a viewing party or simply indulging in delicious food, these 17 easy and impressive French recipes bring a taste of elegance to your home and perfect for adding a touch of French flair to your Olympics celebrations. 17 Easy and Impressive French Recipes You Can Make at Home
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